Practice Areas

Insurance Law

The combined talent and experience of our attorneys bring to bear legal expertise in virtually all aspects of the insurance business. FCM is in the unique position of being able to offer a truly comprehensive approach to insurance issues.

Our attorneys are experienced in all aspects of corporate, regulatory, underwriting, and agency concerns. On the corporate level, we have provided counsel on matters in the areas of mergers and acquisitions, reinsurance treaties, reserving, claims management, and general contract negotiations.

Our experience also includes dealing with all matters of regulatory issues from simple licensing matters, to such complex issues as administrative hearings, application of the Holding Company Act, rehabilitation, conservatorship, and liquidation. We have successfully dealt with regulators on all these issues in numerous states and stand ready to address your needs.

In the area of underwriting, our attorneys have answered thousands of coverage issues and defended hundreds of coverage claims. In addition, we offer legal opinions about policy language prior to its adoption and, where appropriate, can request prior New York State Department of Financial Services approval.